Well, there is hope for the business owner. I received this update from WJHG via twitter yesterday, and it addresses the ability for self employed people to get health insurance without respect to pre-existing conditions.
If you have any experience with health insurance, then you know what a debacle it can be sometimes. For one, it is expensive, and second, it is sometimes unattainable, especially if you are unhealthy. What a system we created for ourselves. Without getting into the who’s and what for’s, I’ll just say that I’ve experienced our current system first hand, and I know that it is barely affordable in its current state.
In the State of Florida, insurers are required to provide individual policies to self employed people without respect to pre-existing conditions. Of course, no one says how much that will cost, but I suppose any element of protection can be worth the price, given the opportunity. Previously, the only way to have insurance and not eliminate your pre-existing condition was to get on a group policy, but they don’t give group policies unless you have a minimum amount of people. If you owned your own business, and it was just you, you pretty much had no way to insure yourself against illness if you have exhibited the symptoms before, or at least had it treated.
I am curious to see what the cost will be for a typical policy because I am fairly certain it will be exorbitant. It is not really a surprise though; someone has to pay for it don’t they?
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